User-agent: *
Disallow: /_mm/
Disallow: /_notes/
Disallow: /_baks/
Disallow: /phc-programs/credit-balance-recovery.html

User-agent: googlebot
Disallow: /_mm/
Disallow: /_notes/
Disallow: /_baks/
Disallow: /phc-programs/credit-balance-recovery.html